Money Note app icon Finance · Budget · Asset Management

Money Note

Assets · Budget · Bank Alerts · Asset Stats

No need to log every purchase —
your budget fills itself in

Money Note automatically reads notifications from bank apps like KakaoBank, KB Kookmin Bank and Shinhan Bank to record your income and spending. Add returns and trends for your savings, pension, funds, stocks and real estate, and see clearly in one app how much you earned, spent and saved each month.

Get it on Google Play FAQ

About the app

Most budgets fail for one reason — you have to enter everything by hand. Money Note reads the bank app notifications already on your phone and fills in your budget for you. No account linking, no digital certificates, no bank logins. It combines asset management and statistics in one app while staying light with no unnecessary features, and all the financial data you enter is never sent to a server — it stays on this phone.

Automatic bank alert reading
  • Reads notifications from major bank apps like KakaoBank · KB Kookmin Bank · Shinhan Bank and fills in transactions automatically
  • Cuts down tedious manual entry, and you can still edit or delete any entry added automatically
  • Never asks for bank account details or certificates — it only reads the notification text
Budget
  • Record transactions as one of three types: income · expense · savings (investment)
  • Understand your spending patterns with 16 expense categories such as food · transport · shopping · medical · housing, and 5 income categories such as salary · interest · refunds
  • Fixed expenses are marked separately, so recurring monthly costs stand out at a glance
Asset management
  • Register and track six asset types: savings · pension · funds · stocks · real estate · other
  • Return rate and profit are calculated automatically from current value vs. principal
  • Record monthly valuations and see how your assets have changed on a trend graph
  • Get reminders ahead of time when an asset's maturity date is approaching
Dashboard and statistics
  • This month's income and spending summary, total assets and change vs. last month on one screen
  • Asset mix as a donut chart, 6-month total asset trend as a line graph
  • Charts for monthly and yearly income/spending, savings rate trend and spending by category
  • Check savings and investment goal progress with progress bars
Your data stays on your phone
  • All the financial data you enter is stored only on your device, never sent to an internet server
  • Export or import a JSON backup file anytime to prepare for a new phone or restore your data
  • No sign-up, no login required
View on Google Play
Money Note dashboard — total assets, this month's income and spending, asset mix and total asset trend
Money Note statistics screen — monthly income and spending and savings rate trend graphs
FAQ

Frequently asked questions

Do I need to link a bank account or register a certificate?
No. No account linking, no digital certificate, no bank login. Money Note reads the bank app notifications already on your phone to fill in amounts and details, so it never asks for your bank account information.
Which banks' notifications does it read?
It recognizes notifications from major bank apps such as KakaoBank, KB Kookmin Bank and Shinhan Bank. You need to grant notification access for it to work, and you can edit or delete any entry that was filled in automatically.
What kinds of assets can I manage?
You can register six types: savings, pension, funds, stocks, real estate and other. Enter the principal and current value, and the return rate and profit are calculated automatically. Record monthly valuations to see your asset trend on a graph. You'll also get a reminder when a maturity date is near.
Does my financial data leave my phone?
All the financial data you enter is stored only on your smartphone and is never sent to an internet server. The Google Play data safety section also states "No data collected" and "No data shared with third parties."
Can I move my records to a new phone?
There's no cloud sync, but you can export a JSON backup file anytime and import it on your new device. Please save a backup before switching phones or uninstalling the app.
Are there in-app purchases or subscriptions?
No. The app is free and contains ads, and you can start using it right after installing — no sign-up or login.
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Privacy Money Note fills in your budget by reading only the text of bank app notifications you've already received — no bank account linking or certificates. All the financial data you enter is stored only on your device and never sent to an internet server, and you can export and restore it yourself with a JSON backup file. No sign-up or login required.